#west bend insurance
West Bend Mutual Review
West Bend Mutual Summary
West Bend Mutual is a Wisconsin-based firm selling personal and business insurance products. The company has been around since 1894 and has maintained a tight geographical focus by limiting its offerings to the Midwest, currently serving 11 states through about 1,000 agencies.
The company s website reflects its tagline: The worst brings out our best. That s the silver lining.
This sentiment is echoed throughout the company s site, with a number of resources geared toward educating customers about insurance, the claims process and general safety precautions. This is echoed in the company s social media behavior, particularly its YouTube channel, which offers its commercials alongside informative safety-related videos. The overall image the company has cultivated is one of trustworthiness and security, more-so than building its brand on rates or other factors.
Best Auto & Home Insurance Company
West Bend sells products for individuals to insure their homes and vehicles, including automobiles and RVs. You can buy these products individually or in a bundle through the Home and Highway policy. This is a single-premium policy that covers all of your belongings under a single deductible. This includes your home and vehicle as well as more specialized properties like boats or classic cars.
The Home and Highway policy is marketed to both individuals and groups. This allows members of certain organizations or associations to receive a group discount when enrolled in the program. If you live in an area serviced by West Bend, it s a possibility that you might already be a member of one of these associations, so this is an option worth looking into when considering this company.
Aside from this group discount, West Bend also offers standard premium discounts on car insurance and home insurance. such as those for accident-free drivers, good students, vehicle safety devices and safety-oriented home renovations. You can also get a cash-back award at the end of the year if you re claim-free on your Home and Highway policy. This award is given to you as a check rather than applied to your next premium, so you can use it for any purpose you d like. While other discounts can be used by people who buy policies a la carte, the cash back award is only available to customers enrolled in the Home and Highway plan.
Aside from its personal insurance products, West Bend also offers several types of insurance to small businesses in a variety of niches. The specific types of coverage will vary depending on the industry, but they will typically focus on general liability. industry-specific liability and commercial property and auto protection.
Aside from this general business insurance, companies can also use West Bend for surety bonds. workers compensation and loss prevention services.