11.74% APR 1
Receive 20,000 bonus points
after you spend $2,500 in the first 90 days of account opening. 2
Details apply to cards opened since July 2016.
0% Introductory APR
Take advantage of 0% introductory APR for the first 12 months on purchases and balance transfers made in the first 60-days after account opening. After the introductory period, the APR will adjust to 11.74% – 17.74% for purchases and balance transfers, based on your creditworthiness. 3
Bonus Reward Points
Earn 20,000 bonus points after spending $2,500 in the first 90-days of account opening. 2
No Annual or Foreign Transaction Fees
Enjoy all our Visa Signature card has to offer with no annual or foreign transaction fees! 4
Exclusive Visa Signature Perks
In addition to the points you ll already earn, cardholders have instant access to travel (including a Luxury Hotel Collection), entertainment, fine wine and food, sports, and shopping offers. 5 To learn more, visit: visa.com/signature.
Free Online Banking
Access your GECU Visa Signature card information through Online Banking. Make a payment, receive free e-Statements, monitor transactions, and more. 6
Free Access to Your FICO Scores
The FICO Score we provide is the FICO Score 8 based on Equifax data. You ll be able to view your score through the Credit Card section in Online Banking any time; however, it will only be retrieved from Equifax and updated quarterly. 5 Learn more and review the FICO Score FAQs
Earn 2x the points every time, every where
for each dollar charged on qualifying purchases during each billing period. 2
As your points add up, redeem them for: travel, merchandise, gift cards, digital rewards, payments to your GECU credit card, or deposits into your GECU checking or savings account. View your points each month on your credit card statement, on your quarterly CURewards Rewards statement, or through the Credit Card section in Online Banking at any time.
Earn extra points by shopping in-store or online at select local, regional, and national merchants by accessing special offers in the CURewards Mall. Learn more about CURewards
Security Additional Benefits
Enjoy enhanced security and global acceptance when you use your credit card at merchants that use chip-enabled terminals to accept your payment.
At GECU, you won t be held responsible for unauthorized charges you did not authorize, online or otherwise. 8
Visa Signature Concierge
24/7 assistance with a wide range of services, including travel, entertainment, and dinner reservations. 9
Auto Rental Collision Waiver
Excellent coverage and peace-of-mind for damage due to collision or theft of most rental cars.
Warranty Manager Service
Double the manufacturer s warranty coverage on items purchased with a covered Visa Signature card (for eligible warranties of three (3) years or less), plus easy warranty registration, and more.
Help in coordinating medical, legal, and travel services while away from home.
Emergency roadside assistance services, such as towing, fuel delivery, and more, coordinated by a 24/7 on-demand referral dispatch network.
Sign-up for real-time alerts for: individual transaction amount thresholds, international transactions, or card absent transactions, such as by telephone or online orders. Learn more and enroll you card(s)
Download the free CURewards app to view CURewards Mall offers based on your current location. You can also redeem your points for merchandise and view your total redeemable point balance. Learn more
Receive a quarterly CURewards Rewards e-Statement with your point balance (as of the last statement cycle), reward options, and special offers.
GECU credit cards are enabled for use with: Apple Pay , Android Pay , Samsung Pay , MasterPass , and Visa Checkout. Learn more
Interest Rates Disclosures
2 CURewards: As a new Signature cardholder, you have the opportunity to earn 20,000 bonus points upon making $2,500 in purchases within the first 90 days of account opening. The bonus points will be added to your CUReward point balance and will be identified as such on your statement, e-statement, quarterly CURewards Rewards statement, or within the Credit Card tab in Online Banking. For each dollar charged on a qualifying purchase in each billing period on your GECU Platinum card, you ll earn CUReward points. Qualifying purchases are not purchases for goods and services minus returns and other credits. Qualifying purchases do NOT include fees or interest charges, balance transfers, cash advances, or purchases of other cash equivalents. Additional terms and restrictions apply. This rewards program is offered at the discretion of GECU and may be changed from time to time with our without notification. Full terms and details of the rewards program will be included with your card and can also be found in our Signature Card Terms Conditions, Signature Card Guide to Benefits, CURewards Rules Conditions, and Signature Reward Program Summary.
3 Introductory APR for Purchases and Balance Transfers: Offer valid for qualified borrowers only. Upon approved credit. Offer subject to change at any time. 0.00% introductory APR for the first 12 months on purchases and balance transfers made in the first 60 days, after the account is opened. Existing GECU credit card/loan balances are not eligible for the introductory rate. After the introductory period, the APR will be 11.74% – 17.74% based on your creditworthiness.
4 Credit Card Fees: Regular APR applies; foreign transaction fee is 0% of each transaction in U.S. dollars. There is a $3 or 2% of the amount (whichever is greater) fee to transfer balances from other credit cards to a GECU credit card.
5 FICO Scores: FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries. Primary GECU credit card accountholders will receive their FICO Score 8 based on Equifax Data updated on a quarterly basis, when available.
6 Visa Signature Benefits Perks: Certain limitations, exclusions, and restrictions apply. In order for coverage to apply you must use your covered Visa Signature Card to secure transactions. Benefits are subject to change at any time without notice. For more information on these benefits, please see Visa Signature Guide to Benefits.
7 Online Banking: We provide Online Banking and Mobile Banking for free; however, Mobile/Internet data charges may apply, as well as text message charges for text commands and e-Alerts. Please contact your service provider for details.
8 Zero Liability: If you suspect there has been unauthorized use of your GECU credit card, promptly contact Cardholder Services at (800) 542-7093. You will not be liable for use that occurs after you notify General Electric Credit Union and/or Cardholder Services of the loss, theft, or possible unauthorized use. See any Credit Card Terms Conditions for complete details.
9 Visa Signature Concierge: Certain limitations, exclusions, and restrictions apply. The cost of any goods or services purchased through the Visa Signature Concierge services on the cardholder s behalf are the cardholder s responsibility and will be billed directly to the cardholder s Visa Signature Card. For more information on this benefit, see Visa Signature Guide to Benefits.