#auto insurance in nj
Top 10 Car Insurance Companies in New Jersey
Shopping around and comparing car insurance quotes from different car insurance companies with our FREE ZIP code search can save you hundreds of dollars a year.
If you are paying a fortune to your current insurance provider because you have an out-of-date credit rating or a couple of tickets, comparing your policy against others might be well worth the effort.
A recent study has shown that some customers were paying twice as much for a car insurance plan than they would have with another company.
If you live in New Jersey and you want to insure your car, try our FREE quote comparison tool today! The average cost of car insurance in New Jersey is $2,310.
Drivers generally pay $2,579 (Jersey City) to $3,126 (Newark) a year.
Rates vary from one insurance provider to the next. To get the best deal on New Jersey coverage. do your homework and use our FREE search tool to compare prices from the most trusted insurance companies in New Jersey.
1. Plymouth Rock Assurance
Plymouth Rock is the fourth largest car insurance provider in New Jersey. The company has more than 1,000 employees and over half a million policy holders. A.M. Best has assigned Plymouth Rock a B++/Good rating for financial strength .
In addition to car insurance, the company sells home and umbrella products. Customers can buy auto insurance directly from Plymouth Rock or through a network of professional agents.
If you decide to insure your car with Plymouth Rock, you can save up to $460 a year. Drivers can opt for collision and comprehensive coverage, liability coverage, personal injury protection, and uninsured motorist coverage. Plymouth Rock specializes in collector car insurance and commercial vehicle insurance as well.
Founded in 1999, Esurance provides coverage for personal and commercial vehicles, motorcycles, snowmobiles, homes, condos, boats, and cell phones.
The company operates in 30 states and has regional offices in California, Florida, New Jersey, New York, and Texas. Esurance has an A- rating from A.M. Best.
Esurance customers can customize their billing and payment options online, review their coverage options, and add or edit drivers.
Car owners can apply for multi-vehicle discounts, homeowners discounts, multi-policy discounts, and good driver discounts .
3. Chubb Insurance Company of New Jersey
Chubb has been selling insurance products since 1967. With over 10,000 employees and 120 offices, Chubb is the 11th largest property and casualty insurance company in the nation.
The company provides car owners with types of car insurance coverage and features that are not typically found on standard policies. Unlike other insurance providers, Chubb does not apply depreciation on parts.
This auto insurance company offers numerous car insurance discounts, including good student discounts, driver training discounts, and multi-car discounts.
If you install anti-lock brakes, daytime running lights, and airbags to your car, you will get lower rates. Chubb offers agreed value that can increase with the value of your vehicle.
4. Encompass Insurance
Encompass work with over 3,200 independent insurance agents to bring you quality insurance products at competitive rates.
Encompass Insurance has a customer satisfaction rating of 95.6 percent.
The company offers innovative coverage options, safe driving bonuses, multiple payment options, enhanced accident forgiveness, and locked-in rates for at least one full year.
Over 1.3 million customers have insured their cars and homes with Encompass. This top insurance company features money saving discounts and guaranteed quality repairs.
If you buy auto insurance from Encompass, you may qualify for good driver discounts, accident free discounts, and bundling discounts. Drivers can choose from three levels of coverage.
5. Harleysville Insurance
Established in 1917, Harleysville sells personal and commercial insurance plans featuring a wide range of coverage options. With over 1,300 agencies and 1,700 employees, the company has written premiums of $1.1 billion in 2010.
If are searching for car insurance in New Jersey, you should know that Harleysville offers flexible plans with lots of options that you can tack on to your policy.
In addition to standard car insurance, the company provides coverage for audio, visual and data electronic equipment, new car repair or replacement, and towing and labor costs.
6. Prime Insurance Agency
This car insurance company operates in Connecticut, Florida, New Jersey, New York, and Texas. Unlike other insurance providers that sell cookie cutter policies, Prime Insurance Agency offers custom plans that are tailored to fit your individual needs.
Drivers can purchase property coverage, liability coverage, and medical expenses coverage.
If you are looking for a car insurance policy that is flexible and offers multiple coverage options, visit the company s website to get a quick quote. If you want to compare offers from different insurers, search for a quote comparison website and complete the application form.
7. The Hanover Insurance Company
From car insurance to identity theft coverage, The Hanover Insurance Company offers a wide range of coverage options at affordable rates.
The company provides car owners with liability insurance, comprehensive and collision coverage, personal injury protection, roadside assistance, and value-added endorsements.
If you travel a lot, you can opt for rental car coverage and trip interruption coverage.
Drivers who buy car insurance from The Hanover Insurance Company are entitled to car equipment discounts, multiple-vehicle discounts, good student discounts, and other special offers.
8. Progressive Insurance
Progressive has been in the insurance business since 1937. The company specializes in auto insurance, boat insurance, motorcycle insurance, and homeowners insurance.
This car insurance provider offers in-person and online services, flexible policies, and competitive rates.
Drivers enjoy various discounts and bonuses. They can save $50 on car insurance simply by signing their documents online when they buy. Progressive also offers low mileage discounts, multi-car discounts, and accident forgiveness.
9. MetLife, Inc
With over 140 years of experience, MetLife is a leading insurance company that operates in over 60 countries. The company has an A+ from A.M. Best, an Aa3 rating from Moody s. and an AA- from Standard Poor s. In addition to life and homeowners insurance, MetLife sells auto insurance policies.
The company offers different levels of coverage, including liability protection, rental car coverage, comprehensive coverage, collision coverage, and medical payments coverage.
Customers who complete approved driving courses are eligible for a discount. If all of the drivers in your household have good driving records, you can save up to 12 percent on car insurance.
10. Selective Auto Insurance Company of New Jersey
Established in 1926, Selective is the 50th largest insurance group in the nation. This auto insurance company has an A+ from A.M. Best and an A from Standard Poor s. The company is renowned for its disciplined underwriting focus and solid level of operating profitability.
Selective provides car owners with a wide range of coverage and deductible options. Customers have multiple payment options, concluding electronic funds transfer (EFT), automatic payments, and credit card payments.
They can use the company s website to find a local agent, buy online. and file claims.
Comparing auto insurance quotes with our FREE quote comparison tool is a great way to save money on your policy and find a well established company that you can trust.
Check the minimum coverage requirements in New Jersey, go online, and make a list of insurance providers in your area.
Once you know what is required in your state, you can decide what you need. Before making a decision, check the monthly rates for the different types of coverage and ask about the discounts provided.
Try our FREE ZIP code search now, and see if you could be saving money by switching car insurance companies!