Aug 14 2017

Mass Auto Insurance #free #credit #report #government

#mass auto insurance

Mass Auto Insurance

Driving has become a necessary part of our lives; something many of us truly cannot live without. Whether it’s a quick cruise down the block or a road trip across the country, every time you get behind the wheel you place yourself at risk.

That’s why as your trusted local Malden insurance agents, Paul Murphy Insurance is dedicated to securing drivers the most dependable Mass auto insurance — without the barriers of your average insurance company.

We love that we can go above and beyond the standard insurance offering and secure effective vehicle coverage that you can truly rely on. It’s important to remember that Massachusetts car insurance can protect you from financial loss in the event that you are ever involved in an unfortunate vehicle accident—making a proper policy all the more critical.

Although many people opt for minimum liability coverage, our Mass auto insurance policies may be individually customized to insure any of the following protections:

Bodily injury liability covers the designated driver or policy holder if they are injured in an auto accident or if they cause injury to others. If you have family members listed on your policy, they are also covered if driving another person’s vehicle with their permission. If you opt for the minimum liability coverage, the amount you purchase may not completely cover you if you are involved in a serious accident or are served with a lawsuit. Keep in mind that buying more than the state required minimum will protect your assets your home, boat, and savings- if you get into an accident.

Medical payments (or personal injury protection plans) pay for the care of injuries to the driver and passengers of the policyholder’s car in the event of an accident. Depending on the amount of coverage you choose, medical payments coverage can cover medical costs, lost wages, and possible funeral costs.

Property damage liability coverage covers the damage you, or someone driving your car with your permission, does to another person’s property. Usually, this includes damage to lamp posts, telephone poles, buildings, fences, or other structures you may hit.

Collision coverage covers damage that to your car that results from a collision with another vehicle or object. This type of coverage also covers your car against damage from potholes, or if it flips over. You can choose a relatively low deductable or a high one- but keep in mind that a higher deductable will typically result in lower MA auto insurance rates.

If you car is stolen or is damaged by something other than a collision with another car or object (i.e. fire, falling objects, missiles, explosions, hail, vandalism, etc.). Comprehensive insurance will also reimburse you if your windshield is cracked or shattered. Some companies offer glass coverage with or without a deductible.

  • Uninsured and Underinsured Motorist Coverage

If you are hit by an uninsured driver, or are the victim of a hit and run accident, this type of coverage integrated into your Mass auto insurance will allow for you, a member of your family, or a designated driver to be reimbursed for damages. Underinsured motorist coverage is used when an at-fault driver does not have enough insurance to pay for the costs to repair your vehicle. This coverage can also come into play if you are hit as a pedestrian.

At Paul Murphy Insurance we strive to supply you with as many options as possible; thus enabling our comprehensive insurance strategies to provide you with the opportunity to custom build a Massachusetts car insurance policy that meets all of your car insurance needs.

If you are looking into purchasing Massachusetts car insurance in Malden, Boston, or beyond, Paul Murphy Insurance is happy to help. Contact us for more information, or to get a free Mass auto insurance quote. Even better- by combining your auto and homeowners insurance with Paul Murphy Insurance, you can save up to 30% learn more today!

Get a free Mass Auto Insurance quote.

  • First Name *
  • Last Name *
  • Email *
  • Phone * Address
  • City State * ZIP Code Best Time to Contact *
  • Drivers License Number * Comments Sign me up to receive special offers and updates


Written by admin

Leave a Reply

Your email address will not be published. Required fields are marked *