#best auto insurance rate
How to Get the Best Car Insurance Rate Discounts
Shopping for auto insurance can be a real chore, especially with how competitive rates are getting and every company offering the lowest prices, but here are some tips on finding the best discounts on your car insurance.
To help differentiate themselves from the competition, various auto insurance providers offer a bevy of discounts, but sometimes not many of them are obvious. Bankrate.com has put together a helpful chart with 10 of the most popular insurance providers (State Farm, Allstate, GEICO, Progressive, Farmers, USAA, Liberty Mutual, Nationwide, Travelers, American Family) and the discounts that they offer, but here are some additional tips on finding the best rate for your policy.
When shopping for auto insurance, you should also take the time to shop for additional policies such as homeowner s insurance, renter s insurance, or even life insurance. Most insurance carriers will offer multiple policy discounts. In addition, all 10 of the popular insurance carriers award a good student discount. According to the chart, nine out of 10 offer clean driving record discounts, multiple vehicle discounts, anti-theft device discounts and passive restraint discounts.
Some of these discounts aren t advertised on insurance carriers websites. So often times, it s highly recommended to call and dig for more discounts depending on the state you live in and your driving record. There are even discounts for certain college attendees and graduates, and for people who work in a certain industry. Two carriers listed also provide discounts for green-car owners.
At the end of the day, it ll be worth your time to speak to a sales representative and don t be hesitant to ask for multiple discounts that you may be eligible for.