Compare Florida auto insurance quotes:
Back in the old days, they used to walk through five miles of blizzard to go to school, and they relied on advice from friends to find an insurer, or worse yet, the Yellow Pages. Then they would travel to an agent s office, when it was convenient for the agent.
Of course, if they happened to forget some piece of information, they couldn t just go into the other room and find it. No, they would have to take more time, gas, and energy to bring it back to the agent s office at the agent s convenience. If shoppers had the courage to price out two or three agents this way, they may have ended up with a decent policy and a decent price, that is, if the agents explained all the details and options clearly.
One of the many nice things about shopping for Florida auto insurance online is that consumers can have as little or as much interaction with an actual agent as they want. Any legitimate company will have a toll free number for shoppers to call if they need to.
Visitors using the quote-comparison services at http://www.onlineautoinsurance.com can compare the rates of leading companies with one simple process. Completing a free comparison is easy, but before starting on quotes it is advisable to have some info ready to speed up the process. Shoppers should have the following at their disposal:
- Basic driver information (names and ages)
- Vehicle year, make, and model
- Garaging address
Make sure that the information for deductibles, amount of coverage, etc. is the same for all companies. Shoppers need to compare apples to apples.
Florida has minimum coverage requirements. At least $10,000 in property damage liability and $10,000 in personal injury protection are required. It is suggested that anyone who will be driving in FL consider purchasing higher limits and uninsured motorist protection. This may better protect against financial hardship, even if the other motorist is driving illegally without proper coverage.
After narrowing the search down to two or three insurers, find out the rating of these companies. For ratings, go to http://www.ambest.com. — A. M. Best has been rating companies for 100 years. Most major companies have at least an A rating. Consumers don’t want to insure with a company that has below a B rating. It won’t do policyholders any good to have the cheapest rate if the company doesn t pay or goes out of business.
Questions on Comparing Car Insurance in Florida
Even though Florida is a no-fault state, the person who is responsible for an automobile accident is still responsible for covering the property damages, while medical expenses are covered by each driver’s own policy. To help ensure that drivers are prepared for.
To enter the Sunshine State by car and legally drive within the state’s limits, the vehicle must be insured. Whether it will need to be covered by a Florida auto insurance policy depends on whether the car is registered in the state. Drivers who split their place of.
Many vehicle owners in the Sunshine State who are over the age of 55 are good drivers, but as people age there are certain abilities that begin to degrade, which can impair driving ability and increase the risk of being involved in an accident. Difficulty behind the wheel can.
Florida Coverage News
July 1, 2014 – This July 1, a car insurance bill in Louisiana changes the rules for uninsured drivers while another bill in Florida applies changes to coverage for drivers with DUI convictions. Also, an auto insurance-related bill about premium refunds kicks in for Kansas drivers
January 22, 2014 – Florida motorists could soon see average savings of more than 13 percent on their personal injury protection (PIP) rates as a result of recent reforms, according to insurance regulators. That would translate to a broader reduction of 3 to 4 percent on overall car insurance bills. The estimates come from a Wednesday report.