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Nov 24 2016

Houston, TX – Compare Cheap Vehicle Insurance Quotes. #top #credit #cards


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FREE Houston, TX CAR INSURANCE QUOTES

Distracted Drivers:

Is your teenager nearing legal driving age? Are you worried about the looming high cost of insuring a teenage driver? Discover some things you can do to lower the costs, click: Coverage for teen drivers 101

Driving under the influence?

Curious about what might happen with your car insurance if you are caught “Driving Under the Influence” (DUI). To find out more, click: DUI and insurance don’t mix

Your auto insurer and the financial crisis

Houston car insurance quotes

Compare car insurance quotes from Houston, Texas and save

Houston

Kanetix offers a free rate comparison service that has helped countless people find competitive rates on their insurance coverages. Rather than visiting each insurer’s website to request quotes one by one, you can save time by requesting quotes from several insurers at once. Then, compare them side by side to find the lowest insurance price available in your area.

With a population of more than 2.1 million, Houston ranks as the fourth-largest city in the U.S. (New York, Los Angeles. and Chicago rank higher). The number of people who live in its metropolitan area is far higher, exceeding 6 million. Located in the eastern part of Texas, the city is a short two-hour drive from the Louisiana border.

Houston has earned several nicknames throughout its history. For example, it’s known as The Bayou City for its numerous waterways. It used to be known as Magnolia City – one of the city’s earliest monikers – for the magnolia forests that were abundant at the turn of the twentieth century. The city is also known as Clutch City, The Big Heart, and Hustletown. These and other nicknames point to Houston’s storied past.

Those who enjoy hot weather will find plenty to like in Houston. It’s common for temperatures to reach into the 90s F during the summer months, with a few days exceeding triple digits. Winters are mild with highs generally staying between 60 and 65 F. The city receives a considerable amount of rain each year, keeping relative humidity levels high.

Popular attractions in Houston include Bayou Place, the Johnson Space Center, the Museum District, and the Galleria Mall. The Downtown Aquarium, Houston Zoo, and the Kemah Boardwalk are also major draws.

A significant percentage of Houston residents drive to work each day, hopping on the city’s nearly 740 miles of freeways to make their commute. The volume has caused serious traffic congestion during the last several years. Case in point: Houston is currently ranked fourth in the U.S. in terms of which cities have the worst traffic delays.

Many residents prefer to travel via the city’s growing METRO line. Although the METRO’s reach is still limited, ridership has climbed substantially year after year. It’s also worth noting that Houston has a large percentage of cyclists who commute to work each day. Hence, motorists should remain extra vigilant to avoid collisions.

All Texas residents are required to carry a minimum level of auto insurance coverage. A law went into effect in 2011 that increased the minimum requirements as follows:

$30,000 for each individual injured in an accident

$60,000 for all persons injured in an accident

$25,000 property damage resulting from an accident.

Financial responsibility laws in Texas mandate that you’re able to show proof of the above coverages if asked by a police officer. Proof is also required when renewing your driver’s license and vehicle registration. As an alternative, you can meet the state’s financial responsibility laws by doing one of the following:

Obtaining a bond from two sureties, both of whom own property in the state. The bond must offer payment that equals the state’s minimum liability coverages.

Making a deposit in the amount of $55,000 (cash or securities) with the state Comptroller.

Making a deposit in the amount of $55,000 (cash or cashier’s check) with the county judge in the county in which your vehicle is registered.

Obtaining a certificate of self-insurance from the state’s Department of Motor Vehicles (DMV). This option is limited to individuals who have 25 or more vehicles registered in their name.

Most drivers choose to purchase auto insurance. Compared to the alternatives, it’s an affordable way to protect themselves from liability in the event they’re involved in a collision. In 2012, there were 47,585 traffic crashes and 193 fatalities. Those numbers are in line with the averages in the state (per 100,000 people).

Auto insurance is offered to Houston residents by many of the largest insurance companies in the U.S. including Geico, AAA, and State Farm. Coverage can also be purchased through an agent or broker.

You need car insurance to drive. Not only is it required by law, but it provides valuable financial protection if you’re involved in a crash. Compare quotes from several insurance companies each year to make sure you’re getting the best insurance coverages and rates for your money.



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