#home insurance companies
Homeowner’s insurance covers property damage and protects you and members of your household if you are sued for bodily injury or property damage.
Are You Overpaying to be Under-Insured? If your home is insured by a “one-size-fits-all” insurance policy, you may be overpaying for protection that leaves you exposed to severe financial loss. The most likely underinsured risks you face are:
- Inadequate replacement coverage to rebuild a home that is destroyed by a fire or other disaster listed in your policy. A guaranteed replacement cost policy will cover the cost to rebuild your home with similar quality materials and craftsmanship. Extended replacement coverage pays the full cost of restoring your home to its original quality, even if that value exceeds the coverage amount on your homeowner’s policy.
Contact a HUB Personal Insurance broker to review your family’s personal insurance program. Our specialists will provide a personalized recommendation for insurance coverage that’s tailored to your needs.