Get Your First Credit Card, Car Loan or Mortgage
Get Your First Canadian Credit Card No Credit History Required 2
Start building your Canadian credit history today with an RBC credit card today. No credit history is required 2 . You can apply for an RBC Royal Bank credit card Visa or Mastercard . Two of our most popular credit cards with newcomers are:
RBC Cash Back Mastercard
- No annual fee
- Earn up to 2% cash back on grocery store purchases and up to 1% on everyday purchases 22
- No annual fee
- 1 RBC Rewards point for every $1 spent on gas, grocery and drug store purchases with your card 23
- 1 RBC Rewards point for every $2 you spend with your card on all other purchases 23
Talk to an RBC advisor to help you find the right credit card
- Phone Or call 1-800-769-2511 for service in over 200 languages.
Buy Your First Home in Canada No Canadian Credit History Required 5
Buying a home is an important milestone for most Canadian families. And for many newcomers to the country, it can be an important step in becoming established here.
Before you start looking for a home you should
- Choose the neighborhood that suits your lifestyle and needs. Your neighbourhood will provide you access to necessary amenities such as schools, medical services, and recreation. We have a simple, user-friendly tool that can help you shortlist the neighbourhoods that best match your needs, and also give you a better idea of the home prices in that area. Visit rbcroyalbank.com/neighbourhoodfinder.
- Know how much your mortgage payments will be what you can afford. Our easy-to-use mortgage calculators can provide an estimate. This will help you set a realistic price range for the home so you can balance your home ownership dreams with your lifestyle needs.
To make it easier to achieve your home ownership goal, we have tailored solutions to address the unique needs of Newcomers to Canada.
If you ve lived in Canada for less than 5 years, you can take advantage of these great benefits:
- No Canadian credit history required 5
- Qualification process designed for Newcomers to Canada
- Amortizations available for up to 30 years 24
- Firm, fast credit approvals and a 120 day rate guarante 6
Whether you are just starting to save for a down payment, or you’re ready to buy your home now, an RBC mortgage specialist can make it easier for you reach your goal of owning a home.
Talk to a Mortgage Specialist
A mortgage specialist can meet with you anywhere to provide you expert advice and help with: