#lowest car insurance rates
Cheap Car Insurance in Phoenix, AZ
Do you need auto insurance in Phoenix. At AutoInsuranceEZ.com, you will find the best insurance rates close to you. To obtain free auto insurance quotes from the top rated providers today, enter your zip code into the quote box on this page.
Phoenix isn’t just the largest city in Arizona; it’s also the capital. When you think of Phoenix, the first pictures to pop into your mind may be scenes of the old west or a retirement community, but that barely scratches the surface of this city. The economic climate of Phoenix is very friendly to business and, when combined with the city’s low living expenses, also makes it a great place to live for people with families.
- Fun fact: did you know that Phoenix is #1 on the list of Top 101 cities with the highest number of days clear of clouds ? Learn more about Phoenix, AZ .
Average Phoenix Car Insurance Quotes Cheapest Rates Guaranteed!
Car insurance in Phoenix can cost about $1,700 on average, which is a delightful 1% cheaper than Maricopa County. Unfortunately, this is more than double what most Arizona residents pay for their car insurance. Keep reading to discover ways to make your Phoenix auto insurance more affordable!
Auto insurance carriers contemplate several factors when assessing insurance quotes, including marital status, Type of vehicle owned, how old your vehicle is, your driving distance to work, and current insurance coverage and limits. Also keep in mind that premiums vary from company to company. To verify you’re still paying the most affordable rate, compare cheap Phoenix auto insurance quotes online.
Phoenix Car Insurance Factors
There is a range of many items which might factor into the rate quotes you obtain. Even though a portion of these elements aren’t really anything you can do something about, a few of them are elements which you can change for the better. Here are some components which might alter your car insurance premium:
Your Zip Code
Your auto insurance rates may differ depending on where you call home. In general, highly populated cities have higher auto insurance rates because the extra amount of drivers on the road increases the likelihood of an accident! The population of Phoenix is 1,601,587 and the median income is $47,085.
Auto theft is a major problem, especially in densely populated cities. If your location and/or vehicle model put you at a greater risk for theft, you may have trouble finding low-cost car insurance. The total number of stolen vehicles in Phoenix was 7,724 back in 2010.
Driving distance to wor k
For the average motorist, their commute to work in Phoenix can last anywhere from 30-35 minutes, while some commutes might only take around 20 minutes. With commute times like this, it’s no wonder nearly 15% of workers choose to carpool. Around 70% still prefer to drive their own car to work, though.
It’s an insurance industry secret that having a higher education will get you a reduced rate on your auto insurance. Nearly 25% of all motorists in Phoenix have not yet completed high school, with a slightly smaller number of drivers (around 23%) do possess a high school diploma or an equivalent thereof.
Phoenix reigns supreme when it comes to community colleges and technical schools. You’ve undoubtedly heard of the University of Phoenix; while most of its students take advantage of the school’s online degree programs, their birthplace and home still remains in Arizona. Full-time students looking for a bachelor’s degree have the option of Attending the Arizona State University Phoenix campus or Grand Canyon University.
Unfortunately for most insurance companies, a simple internet search can reveal many of their trade secrets. But even with the proper information, it can still be difficult for you as an individual to figure out your risk profile and find low-cost insurance. Make sure you do your due diligence before you commit to your next car insurance policy. See how much you can save on Arizona auto insurance .