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Cheap Insurance Florida
Driving in Florida: Statewide Stats
Be sure to search all the options for cheap insurance Florida can offer before you buy your next policy. The average 12-month auto insurance premium in Florida as of December, 2013 was $1,830. That s a $300 increase over the 2011 rates, which is due in part to claims arising from the high number of uninsured drivers.
Driving without insurance in Florida can result in a suspension of your registration or driving privileges, and a reinstatement fee of between $150 and $500, plus the cost of insurance.
Florida has one of the highest uninsured motorists rates in the country (as high as 24% according to some sources ) despite its low coverage requirements in comparison to other states in the nation. According to the state s Department of Transportation. there are over 15 million registered vehicles on the road. Being the fourth most populated state in the nation, that s a lot of uninsured drivers.
State Car Insurance Requirements
- Florida state is a no-fault, meaning that an individual s insurance company covers their losses regardless of fault.
- Florida requires a minimum of $10,000 for Personal Injury Protection.
- Florida also requires a minimum of $10,000 Property Damage Liability.
Did you know?
- When driving in Florida, watch out for hazards! There are over 30,000 lakes and more than 1,000 golf courses located in the Sunshine State.
- International trade and tourism are the two major Florida industries.
- Florida has a population of over 19 million
- The distance between Pensacola and Key West is 792 miles.
- 1,000 people move to Florida each day.
- According to the Century Council, there were a total of 44,894 DUI arrests in 2012.
- Mothers Against Drunk Driving reported 697 drunk driving fatalities, and 17,199 alcohol related crashes, for a total taxpayer subsidy of $3.6 billion.
- Florida law mandates that any driver with a DUI conviction must have an ignition interlock installed in their vehicle.
- Penalties for first-time DUI offenses include a fine between $250 and $500, 50 hours of community service, up to 1 year of probation, and a minimum license revocation of 180 days.
Florida state law requires out of state vehicles to be registered within 10 days of new residents engaging in an occupation or registering a child in a Florida school. Registration is conducted by local county tax collectors, a full listing of whom may be found here .