#lowest car insurance
Cheap Insurance Arizona
Driving in Arizona: Statewide Stats
There are over 5.1 million registered automobiles in Arizona (as of 2012), and the average 12-month auto insurance policy was $1,222 as of December of 2013, which is good news for consumers. The lower average cost is a result of the number of options for cheap insurance Arizona residents have at their disposal.
There are a number of ways Arizona has been able to keep rates low, including making Uninsured Motorist Coverage mandatory, and fighting vehicle-related crime. For example, the establishment of the Arizona Vehicle Theft Task Force has successfully recovered over 30,000 vehicles with a value of $323 million for its citizens. This helps keep rates low for Comprehensive coverage in particular.
The number of licensed drivers in the state reached almost 4.7 million as of 2012.
There were over 104,000 automobile crashes in Arizona during 2011; the peak day for crashes was Friday, and the peak time for crashes is between 5 and 6pm.
Despite the state s auto insurance requirements, around 12% of drivers are still uninsured, which is one of the largest contributing factors to insurance costs.
State Car Insurance Requirements
- Bodily Injury Coverage with a minimum of $15,000 per person and $30,000 per accident.
- Property Damage Liability Coverage at a minimum of $10,000
- Uninsured Motorist Bodily Injury Coverage of at least $15,000 per person and $30,000 per accident.
- Underinsured Motorist Bodily Injury Coverage at a minimum of $15,000 per person and $30,000 per accident.