#cheap car insurance in nj
Cheap Insurance Newark
Because of it s proximity to the Big Apple, Newark sees a ton of traffic each day. There are some excellent public transportation options and many residents don t even own cars, but for those that do, you know the privilege can be expensive. In order to save the most money on your auto insurance, we recommend you comparison shop at least twice a year (or before your policy renewal). Find all the options for cheap insurance Newark can offer is the best cost-saving measure.
Factors That Affect Your Insurance Rates
If you take yourself out of the equation (your age, vehicle, years of experience, etc.) there are still many factors that affect your insurance rates. They include:
- Crime rates: Newark had almost 4,000 motor vehicle thefts in 2012.
- Your Neighborhood: Downtown and the Ironbound neighborhoods are going to have different rates for certain coverages than neighborhoods like Springfield/Belmont.
- Traffic: Over 9 million commuters hit the area highways each day (there are almost 7 bad traffic hours), for an average of 60 hours of delay each per year commuter.
- Population density: Because it is considered part of the New York Newark metro area, the population density is high. Over 11,000 people per square mile (putting it 23rd in the nation).
How To Save Money
You can start comparing quotes by entering your zip code below! We ll need some very basic information, but in a few minutes you ll start getting offers from the major national brands, as well as local Newark agents and brokers.