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Are you looking for cheap auto insurance in Lafayette, LA. At AutoInsuranceEZ.com, you could find the very best insurance rates in your area. To get free car insurance quotes from the top rated providers today, type your zip code into the quote box on this page.
Lafayette is the fourth largest city within the state of Louisiana and comfortably nestled along the Vermilion River. When you think of the word “Cajun”, odds are you will also be thinking about Lafayette. The city has a rich Creole and Cajun history, and is a popular destination for foodies looking to try some authentic Cajun cuisine.
Fun fact: Did you know that Lafayette is #8 on the list of Top 101 zip codes with the largest percentage of Zairian first ancestries ?
Get Average Lafayette Car Insurance Quotes Cheapest Rates Guaranteed!
The average driver can be expected to pay around $2,070 for car insurance in Lafayette. This is almost 2% cheaper than the rest of Lafayette County; however, it is also 5% more expensive than the rest of Louisiana! Fortunately, you don’t have to settle for these high prices if you don’t want to. Keep reading to find out more.
Insurance carriers evaluate different elements when figuring out insurance quotes, including gender, where you live, credit score/rating, driving distance to work, and business use of the vehicle. In addition, premiums change from company to company. To verify you’re still being charged the most favorable rate, compare cheap Lafayette auto insurance quotes online.
Lafayette Car Insurance Factors
There are numerous ways that your car insurance rate can be estimated. But not all of it is out of your control; there are actions you can take to be able to influence what discounts you are eligible to receive. Listed below are a few of these components in greater detail:
Where you park your vehicle each night will have a serious impact on your auto insurance rate. Typically, car insurance is cheaper in rural areas because fewer cars means a reduced possibility that you will get into a wreck with another automobile. The population of Lafayette is 114,915 and the median household income is $44,977.
Finding cheap auto insurance can be difficult if you are at risk for auto theft. Certain popular vehicle models are attractive to thieves, as well as vehicles which are parked often in large cities. The total number of stolen vehicles in Lafayette was 290 back in the year 2010.
While the average commute time in Lafayette can last 15-20 minutes, spending only 10-15 minutes behind the wheel is not uncommon. About 80% of workers will drive their own vehicle to the office alone, while approximately 10% will carpool.
For Lafayette, the largest percentage of drivers on the road have a full high school education or some other equivalent. And the college graduates aren’t far behind – more than 20% of residents have a bachelor’s degree. If you are one of the motorists living in Lafayette with a higher education, check with your insurance provider to see if they are willing to offer you a discounted rate.
Lafayette offers a handful of choices for those wishing to pursue a higher education. The University of Louisiana has a campus in Lafayette, and is nationally recognized for its expertise in architecture, nursing, computer science, and biology. There is also the National EMS Academy for would-be EMTs. If you want a technical or vocational degree, you can look into the Louisiana Technical College or Remington College.
Unfortunately for most insurance companies, a straightforward internet search can reveal many of their business secrets. But even with the right information, it can still be difficult for you as an individual to understand your risk profile and find low-cost insurance. Make sure you do your due diligence prior to committing to your next car insurance policy. Learn more about Lafayette, LA .