Automobile Insurance – Frequently Asked Questions
Below is a list of the most frequently asked questions regarding our Automobile Insurance. Please take a moment to review these car insurance questions and familiarize yourself with our products.
I need to make a change to my automobile insurance policy. Can I do this through the website?
The Commerce Insurance Company is an agency company writing insurance through Independent Insurance agents in Massachusetts and New Hampshire. It is our belief that Independent Agents are your best resource in determining your insurance needs. To make any changes to your insurance policy, we ask that you contact the Independent Commerce Insurance Agent who wrote your policy. They will be able to make the change for you while assuring that you maintain appropriate coverage on your policy.
In Massachusetts, Automobile insurer’s are required to report coverage and cancellations of coverage to the Registry of Motor Vehicles. If you have not re-registered your vehicle(s) at your new location, a cancellation reported to the Registry of Motor Vehicles will result in your registration being revoked. We suggest that you contact the independent Commerce Insurance Agent who wrote your policy regarding your situation. They will be able to advise you on what is required to cancel your automobile insurance policy with us, while avoiding any potential issues that may arise. We thank you for your past business, and wish you well in your new home.
In Massachusetts your vehicle(s) active registration serves as proof of insurance. Note that if your insurance policy were to be cancelled for any reason, your insurer would be obligated to notify the Massachusetts Registry of Motor Vehicles who would cancel your registration.
In Massachusetts, Commerce Insurance offers a multitude of discounts to help save you money. For more information see the Discount Section of our website.