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There’s no way around it – some things in life are simply not easy. Not easy. Saying the words ‘toy boat’ extremely rapidly 5 times in succession? Not easy at all (go ahead – try it). But one of the easiest things you can do today is decide on the right car insurance for your needs. No, you don’t have to wade through 54 different insurer websites, cramming your brain with endless statistics and ending up more confused than when you started. Here at Budget Direct, we’ve made the whole process a lot easier for you. Just follow these steps:
Compare and save
We’re happy for you to compare our prices with the competition, and a good place to start is with our Budget Direct Comparitron ™. This convenient online tool only takes a few seconds to give you an average of what customers in your state told us they saved by switching their car insurance over to Budget Direct. And if you’re still curious about how our prices stack up against the competition, consider this: Budget Direct won Money magazine’s ‘Best of the Best’ award for Cheapest Car Insurance in 2014 and 2015 and has collected Canstar’s ‘Outstanding Value Car Insurance’ award a record 9 times in a row, starting in 2007. How hard are these awards to win? Well, in 2014 Canstar compared 88 features from 54 comprehensive car insurance policies to decide on an overall winner. 1 Budget Direct has also won the Money magazine 2015 Insurer of the Year award for our Car Insurance products.
Choose the cover that suits your circumstances
Budget Direct has been providing car insurance to Australian drivers since 2000, offering Comprehensive. Third Party Property and Third Party Fire and Theft cover that’s affordable and can be tailored to individual circumstances. We pride ourselves on the efficiency of our service, the transparency of our policies and the super-competitive prices we offer to discerning motorists. Because we don’t insure high-risk drivers, we’re able to pass savings along to our customers – and that means lower premiums for you.
Depending on your chosen policy, it may be possible to shrink your premiums even further: did you know you can reduce your premium by raising the excess on a policy, or stipulating a lower age limit for drivers of your car? And, if you purchase our Gold Comprehensive insurance online, we’ll even give you a 25% discount. See – we told you we’d try to make the choice easier for you, didn’t we?
Check your policy benefits to ensure you’re adequately covered
Every driver is different, so there’s no one insurance policy that’s ideal for everybody. It’s important to read the Policy Options document available so you fully understand our Standard Benefits. You’ll also find a great range of Optional Benefits that you can choose to add on if you feel the need for additional cover for special situations.
So what can you expect with Optional Benefits? How about options like Roadside Assistance. No Claim Discount Protection, Windscreen Excess Reduction, Accidental Hire Car Benefit and more? Working out what you need is a breeze – you can check our policy offerings with one click.
Look for the extra ‘little things’
When you’re deciding on a car insurer, you soon learn that the little things do matter – like flexibility. For example, with Budget Direct you can pay for your cover fortnightly, monthly or annually, and you get the choice of direct debit, credit card or PayPal to make your premium payments.