Flex your financial muscle. With the option of early repayment our Flexible loan puts you in control of your finances.
Existing Bank of Scotland customers looking to borrow money can get a loan from 1,000 to 50,000 with fixed repayments over 1 to 7 years.
Loans are unsecured and available to UK residents, aged 18 or over. How much we lend and the rate available are subject to our assessment of your circumstance
APR Representative available on loans from 7,500 to 25,000 over 1 to 5 years*
Manage your loan
Paying off your loan early
Exclusive to existing Bank of Scotland customers with a Bank of Scotland bank account held for at least 1 month. You must be registered for Internet Banking.
- Internet banking
If you make an early settlement we may charge up to 58 days’ interest.
Exclusive to existing Bank of Scotland customers with a Bank of Scotland bank account held for at least 1 month
- Internet banking
No charge to pay off your loan early for Flexible Loan customers.
*Other loan amounts between 1,000 and 50,000 are available at different rates.
If you already have a Bank of Scotland loan and you need to borrow more, you can apply at any time.
Loan, credit card or overdraft? If you are thinking about borrowing it s important you make the right choice for your circumstances.
Financial Services Compensation Scheme
Speak with an adviser
To speak to an adviser in branch , you’ll need to book an appointment.
You will not be able to apply for or manage the Personal Loan in branch.
Making sure you get a fair deal
We want you to find a product that’s right for your circumstances which is why we adhere to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board.
To find out more you can read the statement of responsibilities, which details what’s expected of us, the lender and you the borrower.